SoFi Emerges as Top Fintech Stock Amid Federal Reserve Policy Shift
SoFi Technologies (SOFI) has surged 240% in the past year, positioning itself as a standout fintech play ahead of 2025. The Federal Reserve's recent rate cut and dovish outlook are expected to accelerate loan demand, with SoFi's Q2 originations already growing 66% year-over-year.
Despite trading at a premium 47.2 forward P/E ratio, the company's 367% EPS growth in Q2 justifies valuation concerns. Analysts project this momentum will persist as lower borrowing costs stimulate financial activity across digital lending platforms.